You can send money through UPI even if you don’t have internet access. Paytm, Google Pay, Amazon Pay, and WhatsApp Pay are some of the platforms that accept UPI payments.
The Unified Payment Interface, or UPI, has become the lifeblood of Indian financial transactions. UPI allows consumers to transfer money from one bank account to another in seconds using their mobile phones.
In India, most e-wallets and payment platforms, such as Paytm, Google Pay, Amazon Pay, WhatsApp Pay, and banking apps, support UPI payments, allowing customers to send money quickly and easily. simply. All of these and other services use apps that leverage this platform to send money from one bank account to another. However, UPI can be used for more than money transfers.
The National Payments Corporation of India (NPCI) has invented a method of transferring funds through UPI that does not require the use of a mobile app. USSD 2.0 is a technology that allows mobile device users to send money through UPI even if they do not have access to the Internet. This service is provided by USSD 2.0 using the calling option * 99 #. Transactions are made possible via an interactive menu presented on the smartphone screen, despite the absence of an application interface.
Sending and receiving interbank cash from account to account, balance inquiries, and setting or changing the UPI PIN code are just some of the features available through the * 99 # service. The * 99 # service is currently available from 41 major banks and all GSM service providers in 12 languages, including Hindi and English.
Step 1: Dial * 99 # from your registered mobile number.
2nd step: Choose your bank account.
Step 3: After that enter the last six digits of your debit card.
Step 4: Now enter the expiration date of your debit card.
Step 5: Confirm the UPI PIN code. After that, you will be able to use this service on your mobile phone.
Step 6: To transfer money, dial * 99 # from your registered cell phone number.
Step 7: To send money, press button 1 and press send.
Step 8: Choose the option you want to use to transfer money. You can choose 1 for the cell phone number, 3 for the UPI ID, 4 for the registered beneficiary and 5 for the IFSC.
Step 9: Now enter the amount you want to send and enter your UPI PIN code.
You will receive a message confirming the successful transfer once it is complete.