The Dark Web keeps Internet activity private and anonymous. Dark web content is not indexed by search engines and you need special software to access it. You can imagine the apps for that, like avoiding government censorship and keeping your identity private.
The Dark Web is also a hotbed of illegal activity, such as the sale of drugs and guns. You can also find financial and personal information for sale. Tap or click here to find out how much your stolen credit card is worth on the Dark Web.
Suppose you find out that your credit card information has been stolen and is on the Dark Web. It’s not the best news you can get, but don’t despair. Our sponsor, ExpressVPN, has put together some tips on what to do next. Keep reading to learn how to protect your finances.
How did it happen?
You don’t have to do anything for your information to be stolen. A company you have an account with could be hacked, exposing thousands or even millions of people’s records.
RELATED: Part of a data breach? These are the steps to follow immediately
On the other hand, phishing scams are a persistent danger and clicking on a seemingly legitimate link could lead you to a malicious web page, where everything you enter is seen by a scammer.
Unsecured public Wi-Fi is a prime target for hackers to spy on your activity and steal information.
Limit the damage
ExpressVPN pointed out that if your credit card information is stolen, you should take action as soon as possible to minimize the damage to your finances and privacy. Here are some tips for staying protected:
- Contact a credit reporting agency (Equifax, TransUnion, or Experian) to request a credit freeze. This prevents anyone from accessing your credit and makes it harder for thieves to open new accounts in your name. A credit freeze does not affect your credit score, but you will need to go through a process to unfreeze it afterwards. Tap or click here to learn more about how freezing your credit works.
- change your password. Having unique passwords for every online account is essential. The easiest way to create and track unique strong passwords is to use a password manager. Tap or click here to learn more about these helpful security tools.
- Contact your bank and card issuer to close the card. You may need to take this extra step if your banking information has been exposed. You can close the compromised card and get a new one. Ask the fraud department and see if they can waive the charge so you can get your money back.
- Contact the Social Security Administration if you believe your Social Security number has been compromised.
- Download new antivirus software or update your current software. A firewall also helps, acting as a guardian for your device. Tap or click here to learn more about these security tools.
- Use multi-factor authentication. Multi-factor or two-factor authentication (2FA) adds an extra layer of security when logging into an account and can protect you from future hacks. It could be a fingerprint, information that only you know, or a code sent to a device that only you have access to. Tap or click here for more details on 2FA.
Protect yourself with a Virtual Private Network
ExpressVPN is part of your first lines of defense against privacy breaches. A VPN provides a layer of protection between your devices and the internet. It hides your IP address and location and encrypts your data after leaving your device.
Whether it is a computer, a smartphone or a tablet, it connects to the Internet via an Internet service provider. These servers send information to you and collect information about you, your IP address, your location, your device, etc.
A VPN blocks the exchange of information in both directions. The IP address and location data comes from the VPN host’s server, so the servers on the other end don’t learn anything about you or your data. Hackers, scammers and thieves will not be able to access you, your data, your travels or your money.
We recommend our sponsor, ExpressVPN. Get the only VPN service Kim uses on all your digital devices today. Get three months free when you sign up for a year at ExpressVPN.com/Kim.
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